Ballwin, MO Workers’ Comp

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Work Related Injuries

A workers' comp claim in Ballwin, MO can be filed for any work-related accident or condition that causes disability through illness or injury. There are countless ways that a person could become injured on the job in Ballwin. Any worker can get hurt on the job, even in occupations that seem low-risk.

According to the U.S. Department of Labor, the following occupations see the most workplace injuries and illnesses:

  1. Laborers
  2. Truck drivers
  3. Janitors and cleaners
  4. Nursing assistants
  5. General maintenance and repair workers
  6. Retail salespersons
  7. Stock clerks
  8. Registered nurses
  9. Delivery drivers
  10. Construction laborers

Workers Compensation Settlements

Each state has its own laws and requirements when it comes to workers' comp cases. In Missouri, all employers in the construction sector are required to carry Missouri workers' compensation insurance, even with only one employee. All other Ballwin MO employers not in the construction sector are required to have workers' compensation insurance if they have five or more employees. This does not apply to certain specific situations, like work done for private households and some unpaid volunteer work. If you are unsure whether your Ballwin, MO employer has workers' compensation insurance that covers you, speak to Missouri Injury Law, your Ballwin, MO workers' comp law firm, as soon as possible. Ballwin, MO workers' comp insurance covers certain individuals in certain situations. Most importantly, your injury must have come about during your time of employment and be caused by your job in some way. For traumatic accidents such as losing a limb in a machine-related accident, this is pretty straightforward. However, workers' comp can also be used for long term effects that occur over time, like diseases caused by prolonged exposure to toxic chemicals or back problems due to repetitive motions, as long as you can prove that the occupational conditions were the prevailing factor for your injury and resulting disability.

If you feel that you have suffered harm as a result of your job, you should file a workers' comp claim. In Missouri, a worker must file their workers' comp claim within two years of when the injury took place. However, before you officially file a claim, you must also report your injury to your employer. Report your accident right away. You must report your injury within 30 days of the accident, or your Ballwin, MO workers' comp claim could be denied. Beyond this time frame, victims, regardless of their injuries, forfeit all rights to compensation for their injuries. To maximize the number of damages you can recover in a workers compensation settlement, it is essential to consult a workers comp lawyer in Ballwin, MO as soon as possible. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.

Some of the typical types of damages one can recover in a workers' comp case include:

  • Medical Expenses: After suffering a workplace accident or illness, medical bills are inevitable. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. Keep track of all medical care you receive, so you can receive coverage or reimbursement for things like rehabilitation services, surgeries, x-rays, hospital stays, and other medical procedures.
  • Vocational Rehabilitation: Your workers' comp settlement could include coverage for vocation rehabilitation services. For example, if you're unable to continue your job because of your injuries, your employer may cover some level of ongoing education. This will allow you the opportunity to embark on a new, sustainable career.
  • Mileage Reimbursement: You may have to see specific doctors chosen by your workers' compensation insurance throughout the course of your treatment. Some, especially specialists, may be outside of the Ballwin area. Missouri workers' comp insurance will cover travel mileage and expenses for up to 250 miles there and 250 miles back for any necessary medical care.
  • Pain and Suffering: This includes life-changing injuries that cause continued pain and suffering. In addition, benefits can be awarded to family members for the impact of the victim's disability on their lives, and survivor benefits can be awarded to the family members of a deceased work-injury victim, in the form of final expenses and ongoing weekly wages.
  • Lost Wages: Workers' comp often provides employees with income to replace the wages you are unable to earn because of your condition. There are different calculations based on the severity and permanence of the work-related disability. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.

How A Ballwin, MO Workers' Comp Lawyer Can Help

Missouri workers' comp insurance is designed to be a streamlined process, but that doesn't always mean that it will be simple or easy. Each case is different, so it's important to consider the factors that are unique to your case. Prior to hiring a Ballwin, MO workers' comp lawyer, you can speak to us at Missouri Injury Law for a complimentary consultation. This conversation will give you clarity on whether a lawyer would add value to your case and if Gene Hou and the Missouri Injury Law team is the best representation for you. When making that decision, consider how having a workers' comp lawyer on your case can help you.

Your workers' comp lawyer will:

  • Gather and develop evidence. Your lawyer can do the work for you when it comes to requesting documents like medical records, and keeping them organized. Your workers' comp lawyer will also have the experience needed to record witness statements, take expert testimony, and build your case with other supporting evidence.
  • Negotiate. Workers' comp lawyers are experienced in these cases and have worked with injuries such as yours. They can calculate the true value of your case and are familiar with tactics insurance companies use to try to settle for a lower amount. A lawyer with experience and authority in workers' comp cases will be able to secure a much higher settlement than you could likely get on your own.
  • File additional claims. First of all, if your Ballwin workers' comp claim is initially denied, you need a lawyer to help you with a successful appeal. When you've been harmed in the line of work, you deserve an appropriate workers' comp settlement. A claim can be denied for many reasons, and a lawyer can help you make the most of your appeal. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you with a third party claim against other parties who were also responsible for your suffering.
  • Protect your rights. Your Ballwin, MO workers' comp lawyer will protect you from being taken advantage of by an insurance provider who tries to lowball you, an employer who resists giving you the benefits you are legally allowed, and can protect you if you experience retaliation at work for filing a claim.
  • Represent you. If your workers' comp claim have to go to court, you are at an advantage if you already have a workers' comp lawyer. You will be prepared with legal representation that is familiar with your case and already has the documentation they need. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.

Workers' Comp Law Firm in Ballwin, MO

If you have suffered an acute injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be entitled to recover a workers' compensation settlement in Ballwin, MO equivalent to the value of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Ballwin, MO, are here to discuss your rights to workers compensation benefits in Ballwin, MO, and offer support during the Ballwin, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.

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1444 Gravois Road,
High Ridge, MO 63049

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From speeding tickets to devastating car accidents to serious injury and death cases, Missouri Injury Law Firm has the proven expertise to handle your case and provide you with step-by-step legal assistance. Missouri Injury Law Firm provides a highly experienced personal injury attorney to clients who have been injured in an accident whether at work or as a result of someone else's negligence. Our traffic law attorney provides representation for traffic accidents, speeding tickets, and DWI/DUI cases and is committed to every client, regardless of the circumstances. To strengthen your case in court with high-quality legal representation and to receive the maximum compensation for your injury, choose Missouri Injury Law Firm.