Bridgeton, MO Workers’ Comp
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Work Related Injuries
A workers' comp claim in Bridgeton, MO can be filed for any work-related accident or condition that causes disability through illness or injury. An employee in Bridgeton can get hurt at work many different ways. Any worker can get hurt on the job, even in occupations that seem low-risk.
According to the U.S. Department of Labor, the following occupations see the most workplace injuries and illnesses:
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation SettlementsThere are different workers' comp laws for each state. In Missouri, all employers in the construction sector are required to carry Missouri workers' compensation insurance, even with only one employee. Other employers in Bridgeton, MO are required to have workers' compensation insurance if they have five or more employees. There are certain exemptions, such as for work done for private households and some unpaid volunteer work. If you have any questions about your employer's workers' compensation insurance and if you are covered, contact Missouri Injury Law, your Bridgeton, MO workers' comp law firm, right away. To be covered by Bridgeton, MO workers' comp insurance, you must meet certain conditions. Primarily, your injury must have come about during your time of employment and be caused by your job in some way. This is easy to demonstrate in sudden, traumatic events like an iron beam falling on a construction site that crushes the bones in your foot. However, workers' comp can also be used for long term effects that occur over time, like diseases caused by prolonged exposure to toxic chemicals or back problems due to repetitive motions, but you must be able to show that the occupational conditions were the prevailing factor for your injury and resulting disability.
Anyone who has been hurt or fallen ill because of their work conditions should file a workers' comp claim. You have two years from the time of the injury to file a workers comp claim in Missouri. However, before you officially file a claim, you must also report your injury to your employer. Report your accident right away. If you do not report your injury within 30 days of when it occurred, you may not be able to receive workers' comp benefits in Bridgeton, MO. Beyond this time frame, victims, regardless of their injuries, forfeit all rights to compensation for their injuries. To get the entire value of your workers' compensation claim, it is essential to consult a workers comp lawyer in Bridgeton, MO right away. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.
Damages you may recover in a workers' comp settlement may include:
- Medical Expenses: You need and deserve the proper medical care after suffering workplace harm, regardless of the cost. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. You can receive reimbursement for medical care such as rehabilitation, surgeries, x-rays, and other hospital bills. This is why it's essential to keep all documentation of medical care you receive for workplace injuries.
- Vocational Rehabilitation: Your workers' comp settlement could include coverage for vocation rehabilitation services. For example, if you're unable to continue your job because of your injuries, your employer will pay for some type of ongoing education. This will allow you the opportunity to find a new, sustainable career.
- Mileage Reimbursement: You may have to see specific doctors chosen by your workers' compensation insurance throughout the course of your treatment. Some, especially specialists, may be outside of the Bridgeton area. Missouri workers' comp insurance will cover travel mileage and expenses for up to 250 miles there and 250 miles back for any necessary medical care.
- Pain and Suffering: This includes life-changing injuries that cause continued pain and suffering. In addition, benefits can be awarded to family members for the impact of the victim's disability on their lives, and survivor benefits can be awarded to the family members of a deceased work-injury victim, in the form of final expenses and ongoing weekly wages.
- Lost Wages: When you suffer an occupational injury that leaves you unable to work, workers' comp serves to replace the income you are missing. There are different calculations based on the severity and permanence of the work-related disability. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A Bridgeton, MO Workers' Comp Lawyer Can Help
Missouri workers' comp insurance is designed to be a streamlined process, but that doesn't always mean that it will be simple or easy. Each case should be considered individually, so you should think about the factors that are unique to your case. Before you hire a Bridgeton, MO workers' comp lawyer, talk to the attorneys of Missouri Injury Law for a complimentary consultation. This conversation will determine if you need a lawyer for your case, and if Gene Hou and his team are a good fit for you. When making that decision, consider how having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your attorney can do the work for you when it comes to requesting documents like medical records, and keeping them organized. Your workers' comp lawyer will also have the experience needed to obtain other valuable evidence such as statements from witnesses and testimony from vocational experts that can support your claim.
- Negotiate. Workers' comp lawyers are experienced in these cases and have worked with injuries such as yours. They know the true value of your case and are familiar with tactics insurance companies use to try to settle for a lower amount. Your lawyer's expertise will be able to secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if you file a Bridgeton workers' comp claim on your own and it gets denied, you need a workers' comp lawyer on your side. If your injury is truly a result of your occupation and it has caused you any suffering, you deserve an appropriate workers' comp settlement. A claim can be denied for many reasons, and a lawyer can help you appeal the denial. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you with a third party claim against other parties who were also responsible for your suffering.
- Protect your rights. Your Bridgeton, MO workers' comp lawyer will protect you from being taken advantage of by an insurance provider who tries to lowball you, an employer who tries to avoid giving you the benefits to which you are entitled, and can protect you if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim ends up going to court, you are at an advantage if you already have a workers' comp lawyer. You will be prepared with legal representation that is familiar with your case and already has the documentation they need. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in Bridgeton, MO
If you have suffered an acute injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be eligible to recover compensation for your suffering in Bridgeton, MO commiserate to the status of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Bridgeton, MO, are here to discuss your rights to workers compensation benefits in Bridgeton, MO, and offer support during the Bridgeton, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.