Cape Girardeau County, MO Workers’ Comp

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Work Related Injuries

An employee can have a Cape Girardeau County, MO workers comp claim for any they experience as a result of their job. There are countless ways that a person could become injured on the job in Cape Girardeau County. Even seemingly low-risk environments and job duties can lead to injury.

According to the U.S. Department of Labor, the occupations in which the highest number of injuries and illnesses occur are:

  1. Laborers
  2. Truck drivers
  3. Janitors and cleaners
  4. Nursing assistants
  5. General maintenance and repair workers
  6. Retail salespersons
  7. Stock clerks
  8. Registered nurses
  9. Delivery drivers
  10. Construction laborers

Workers Compensation Settlements

There are different workers' comp laws for each state. In Missouri, construction industry companies with at least one employee must carry Missouri workers' compensation insurance. All other Cape Girardeau County MO employers not in the construction sector must carry workers' compensation insurance if they have five or more employees. This does not apply to certain specific situations, like work done for private households and some unpaid volunteer work. If you are unsure whether your Cape Girardeau County, MO employer has workers' compensation insurance that covers you, speak to Missouri Injury Law, your Cape Girardeau County, MO workers' comp law firm, as soon as possible. To be covered by Cape Girardeau County, MO workers' comp insurance, you must meet certain conditions. Most importantly, you need to have suffered an injury during and because of your employment. This is easy to demonstrate in sudden, traumatic events like an iron beam falling on a construction site that crushes the bones in your foot. However, workers' comp can also be used for long term effects that occur over time, like diseases caused by prolonged exposure to toxic chemicals or back problems due to repetitive motions, as long as you can prove that the occupational conditions were the prevailing factor for your injury and resulting disability.

Anyone who has been hurt or fallen ill because of their work conditions should file a workers' comp claim. In Missouri, a worker must file their workers' comp claim within two years of when the injury took place. However, before you officially file a claim, you must also report your injury to your employer. Do this as soon as possible. If you do not report your injury within 30 days of when it occurred, you may not be able to receive workers' comp benefits in Cape Girardeau County, MO. Beyond this time frame, victims, regardless of their injuries, forfeit all rights to compensation for their injuries. To get the entire value of your workers' compensation claim, it is essential to consult a workers comp lawyer in Cape Girardeau County, MO as soon as possible. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.

Damages you may recover in a workers' comp settlement may include:

  • Medical Expenses: After suffering a workplace accident or illness, medical bills are inevitable. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. You can receive reimbursement for medical care such as rehabilitation, surgeries, x-rays, and other hospital bills. This is why it's essential to keep all documentation of medical care you receive for workplace injuries.
  • Vocational Rehabilitation: As a workers' comp victim, you may be able to recover reimbursement for vocational rehabilitation. If your injury leaves you unable to continue in the field you were in, your employer may cover some type of ongoing education. This will allow you the chance to embark on a new, sustainable career.
  • Mileage Reimbursement: You may have to see specific doctors chosen by your workers' compensation insurance throughout the course of your treatment. Some, especially specialists, may be outside of the Cape Girardeau County area. In Missouri, you can be reimbursed for any mileage and expenses you incur due to travel, up to 250 miles each way for a medical visit.
  • Pain and Suffering: When you suffer a disabling injury or illness, you experience on-going pain and suffering. Your family members are also impacted and may receive benefits for their suffering due to your disability.Survivor benefits, which cover the deceased's weekly wages and funeral expenses, are available for family members of work injury victims who lose their life as a result of their injuries.
  • Lost Wages: Workers' comp often provides employees with income to replace the wages you are unable to earn because of your condition. Missouri calculates weekly payment amounts depending on how severe and permanent your injury and resulting disability are. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.

How A Cape Girardeau County, MO Workers' Comp Lawyer Can Help

Missouri workers' comp benefits are set up to be a streamlined process, but that doesn't always mean that it will be simple or easy. Each case is different, so it's important to consider the factors that are unique to your case. Prior to hiring a Cape Girardeau County, MO workers' comp lawyer, talk to the attorneys of Missouri Injury Law for free. This conversation will give you clarity on whether a lawyer would add value to your case and if Gene Hou and the Missouri Injury Law team is the best representation for you. When making that decision, consider how having a workers' comp lawyer on your case can help you.

Your workers' comp lawyer will:

  • Gather and develop evidence. Your lawyer can take care of tasks like obtaining and organizing documents such as medical records and documentation. They will also have the experience needed to record witness statements, take expert testimony, and build your case with other supporting evidence.
  • Negotiate. Workers' comp lawyers are experienced in these cases and have worked with injuries such as yours. They know the true value of your case and are familiar with tactics insurance companies use to try to settle for a lower amount. Your lawyer's expertise will be able to secure a much higher settlement than you could likely get on your own.
  • File additional claims. First of all, if you file a Cape Girardeau County workers' comp claim on your own and it gets denied, you need a lawyer to help you with a successful appeal. If your injury is truly a result of your occupation and it has caused you any suffering, you deserve an appropriate workers' comp settlement. A claim can be denied for many reasons, and a lawyer can help you make the most of your appeal. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you recover additional coverage through a third party claim.
  • Protect your rights. Your Cape Girardeau County, MO workers' comp lawyer will protect you against the tactics of insurance companies, an employer who resists giving you the benefits you are legally allowed, and can give you recourse if you experience retaliation at work for filing a claim.
  • Represent you. If your workers' comp claim ends up going to court, you are at an advantage if you already have a workers' comp lawyer. You will be prepared with legal representation that is familiar with your case and already has the documentation they need. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.

Workers' Comp Law Firm in Cape Girardeau County, MO

If you are struggling with a significant injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be entitled to recover compensation for your suffering in Cape Girardeau County, MO commiserate to the status of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Cape Girardeau County, MO, are here to discuss your rights to workers compensation benefits in Cape Girardeau County, MO, and offer support during the Cape Girardeau County, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.

General Inquiries

1444 Gravois Road,
High Ridge, MO 63049

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From speeding tickets to devastating car accidents to serious injury and death cases, Missouri Injury Law Firm has the proven expertise to handle your case and provide you with step-by-step legal assistance. Missouri Injury Law Firm provides a highly experienced personal injury attorney to clients who have been injured in an accident whether at work or as a result of someone else's negligence. Our traffic law attorney provides representation for traffic accidents, speeding tickets, and DWI/DUI cases and is committed to every client, regardless of the circumstances. To strengthen your case in court with high-quality legal representation and to receive the maximum compensation for your injury, choose Missouri Injury Law Firm.