Fenton, MO Workers’ Comp
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Work Related Injuries
A workers' comp claim in Fenton, MO can be filed for any work-related accident or condition that causes disability through illness or injury. There are countless ways that a person could become injured on the job in Fenton. Any worker can get hurt on the job, even in occupations that seem low-risk.
According to the U.S. Department of Labor, the occupations in which the highest number of injuries and illnesses occur are:
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation SettlementsThere are different workers' comp laws for each state. In Missouri, all employers in the construction sector are required to carry Missouri workers' compensation insurance, even with only one employee. All other Fenton MO employers not in the construction sector are required to carry workers' compensation insurance if they have five or more employees. There are certain exemptions, such as for work done for private households and some unpaid volunteer work. If you have any questions about your employer's workers' compensation insurance and if you are covered, contact Missouri Injury Law, your Fenton, MO workers' comp law firm, as soon as possible. To be covered by Fenton, MO workers' comp insurance, you must meet certain conditions. Primarily, your injury must have come about during your time of employment and be caused by your job in some way. For traumatic accidents such as losing a limb in a machine-related accident, this is pretty straightforward. However, you may also be covered by workers' comp insurance for diseases or injuries caused by exposure over time, such as cancer or carpal tunnel syndrome, as long as you can prove that the occupational conditions were the prevailing factor for your injury and resulting disability.
If you feel that you have suffered harm as a result of your job, you should file a workers' comp claim. In Missouri, a worker must file their workers' comp claim within two years of when the injury took place. However, before you officially file a claim, you must also report your injury to your employer. Report your accident right away. You must report your injury within 30 days of the accident, or your Fenton, MO workers' comp claim could be denied. Beyond this time frame, victims, regardless of their injuries, forfeit all rights to compensation for their injuries. To get the entire value of your workers' compensation claim, talk to a workers comp lawyer in Fenton, MO right away. A workers' comp lawyer will help you file your claim on time and make sure you do not lose your case due to bureaucratic red tape or state statutes.
Damages you may recover in a workers' comp settlement may include:
- Medical Expenses: You need and deserve the proper medical care after suffering workplace harm, regardless of the cost. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. You can receive reimbursement for medical care such as rehabilitation, surgeries, x-rays, and other hospital bills. This is why it's essential to keep all documentation of medical care you receive for workplace injuries.
- Vocational Rehabilitation: As a workers' comp victim, you may be able to recover reimbursement for vocational rehabilitation. For example, if you're unable to continue your job because of your injuries, your employer will pay for some type of ongoing education. This will allow you the opportunity to embark on a new, sustainable career.
- Mileage Reimbursement: When you're dealing with workers compensation claims, you'll often have to visit multiple doctors. Some, especially specialists, may be outside of the Fenton area. In Missouri, you can be reimbursed for any mileage and expenses you incur due to travel, up to 250 miles each way for a medical visit.
- Pain and Suffering: When you suffer a disabling injury or illness, you experience on-going pain and suffering. In addition, benefits can be awarded to family members for the impact of the victim's disability on their lives, and survivor benefits can be awarded to the family members of a deceased work-injury victim, in the form of final expenses and ongoing weekly wages.
- Lost Wages: Workers' comp often provides employees with income to replace the wages you are unable to earn because of your condition. There are different calculations based on the severity and permanence of the work-related disability. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A Fenton, MO Workers' Comp Lawyer Can Help
Missouri workers' comp insurance is set up to be a streamlined process, but that doesn't always mean that it will be simple or easy. Each case should be considered individually, so you should think about the factors that are unique to your case. Before you hire a Fenton, MO workers' comp lawyer, talk to the attorneys of Missouri Injury Law for free. This conversation will give you clarity on whether a lawyer would add value to your case and if Gene Hou and the Missouri Injury Law team is the best representation for you. To decide if you need a lawyer, it is helpful to understand in what ways having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your attorney can take care of tasks like obtaining and organizing documents such as medical records and documentation. They will also have the experience needed to record witness statements, take expert testimony, and build your case with other supporting evidence.
- Negotiate. Workers' comp lawyers are experienced in these cases and have worked with injuries such as yours. They can calculate the true value of your case and know how to negotiate with insurance companies. Your lawyer's expertise will help you secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if you file a Fenton workers' comp claim on your own and it gets denied, you need a lawyer to help you with a successful appeal. If your injury is truly a result of your occupation and it has caused you any suffering, you deserve an appropriate workers' comp settlement. A claim can be denied for many reasons, and a lawyer can help you make the most of your appeal. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you with a third party claim against other parties who were also responsible for your suffering.
- Protect your rights. Your Fenton, MO workers' comp lawyer will protect you from being taken advantage of by an insurance provider who tries to lowball you, an employer who resists giving you the benefits you are legally allowed, and can protect you if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim have to go to court, you are at an advantage if you already have a workers' comp lawyer. They will already be familiar with your case and have all the necessary documentation. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in Fenton, MO
If you are struggling with an acute injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be entitled to recover a workers' compensation settlement in Fenton, MO commiserate to the status of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Fenton, MO, are always ready to discuss your rights to workers compensation benefits in Fenton, MO, and offer support during the Fenton, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.