Florissant, MO Workers’ Comp
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Work Related Injuries
A workers' comp claim in Florissant, MO can be filed for any work-related accident or condition that causes disability through illness or injury. There are countless ways that a person could become injured on the job in Florissant. Any worker can get hurt on the job, even in occupations that seem low-risk.
According to the U.S. Department of Labor, the following occupations see the most workplace injuries and illnesses:
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation SettlementsEach state has its own laws and requirements when it comes to workers' comp cases. In Missouri, all employers in the construction sector are required to carry Missouri workers' compensation insurance, even with only one employee. All other Florissant MO employers not in the construction sector must carry workers' compensation insurance if they have five or more employees. This does not apply to certain specific situations, like work done for private households and some unpaid volunteer work. If you have any questions about your employer's workers' compensation insurance and if you are covered, contact Missouri Injury Law, your Florissant, MO workers' comp law firm, right away. Florissant, MO workers' comp insurance covers certain individuals in certain situations. Most importantly, you need to have suffered an injury during and because of your employment. This is easy to demonstrate in sudden, traumatic events like an iron beam falling on a construction site that crushes the bones in your foot. However, you may also be covered by workers' comp insurance for diseases or injuries caused by exposure over time, such as cancer or carpal tunnel syndrome, but you must be able to show that the occupational conditions were the prevailing factor for your injury and resulting disability.
If you feel that you have suffered harm as a result of your job, you should file a workers' comp claim. You have two years from the time of the injury to file a workers comp claim in Missouri. You are also required to report the injury to your employer. Do this as soon as possible. If you do not report your injury within 30 days of when it occurred, you may not be able to receive workers' comp benefits in Florissant, MO. Do not miss out on the compensation you deserve because you miss a deadline. To get the entire value of your workers' compensation claim, talk to a workers comp lawyer in Florissant, MO as soon as possible. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.
Damages you may recover in a workers' comp settlement may include:
- Medical Expenses: After suffering a workplace accident or illness, medical bills are inevitable. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. You can receive reimbursement for medical care such as rehabilitation, surgeries, x-rays, and other hospital bills. This is why it's essential to keep all documentation of medical care you receive for workplace injuries.
- Vocational Rehabilitation: As a workers' comp victim, you may be able to recover reimbursement for vocational rehabilitation. If your injury leaves you unable to continue in the field you were in, your employer will pay for some type of ongoing education. This will allow you the opportunity to embark on a new, sustainable career.
- Mileage Reimbursement: When you're dealing with workers compensation claims, you'll often have to visit multiple doctors. Some, especially specialists, may be outside of the Florissant area. Missouri workers' comp insurance will cover travel mileage and expenses for up to 250 miles there and 250 miles back for any necessary medical care.
- Pain and Suffering: When you suffer a disabling injury or illness, you experience on-going pain and suffering. In addition, benefits can be awarded to family members for the impact of the victim's disability on their lives, and survivor benefits can be awarded to the family members of a deceased work-injury victim, in the form of final expenses and ongoing weekly wages.
- Lost Wages: When you suffer an occupational injury that leaves you unable to work, workers' comp serves to replace the income you are missing. There are different calculations based on the severity and permanence of the work-related disability. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A Florissant, MO Workers' Comp Lawyer Can Help
Missouri workers' comp benefits are designed to be a streamlined process. Still, bringing a claim is not necessarily an easy, straightforward doing. Each case is different, so it's important to consider the factors that are unique to your case. Before you hire a Florissant, MO workers' comp lawyer, talk to the attorneys of Missouri Injury Law for free. This conversation will give you clarity on whether a lawyer would add value to your case and if Gene Hou and the Missouri Injury Law team is the best representation for you. When making that decision, it is helpful to understand in what ways having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your lawyer can do the work for you when it comes to requesting documents like medical records, and keeping them organized. Your workers' comp lawyer will also be able to obtain other valuable evidence such as statements from witnesses and testimony from vocational experts that can support your claim.
- Negotiate. An experienced workers' comp lawyer is familiar with workplace injuries such as yours. They can calculate the true value of your case and know how to negotiate with insurance companies. Your lawyer's expertise will help you secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if your Florissant workers' comp claim is initially denied, you need a workers' comp lawyer on your side. When you've been harmed in the line of work, you are entitled to workers' comp coverage. A claim can be denied for many reasons, and a lawyer can help you appeal the denial. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you recover additional coverage through a third party claim.
- Protect your rights. Your Florissant, MO workers' comp lawyer will protect you against the tactics of insurance companies, an employer who tries to avoid giving you the benefits to which you are entitled, and can give you recourse if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim ends up going to court, you are at an advantage if you already have a workers' comp lawyer. They will already be familiar with your case and have all the necessary documentation. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in Florissant, MO
If you are struggling with an acute injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be entitled to recover a workers' compensation settlement in Florissant, MO equivalent to the value of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Florissant, MO, are here to discuss your rights to workers compensation benefits in Florissant, MO, and offer support during the Florissant, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.