High Ridge, MO Workers’ Comp
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Work Related Injuries
A workers' comp claim in High Ridge, MO can be filed for any work-related accident or condition that causes disability through illness or injury. There are countless ways that a person could become injured on the job in High Ridge. Even seemingly low-risk environments and job duties can lead to injury.
According to the U.S. Department of Labor, the following occupations see the most workplace injuries and illnesses:
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation SettlementsEach state has its own laws and requirements when it comes to workers' comp cases. In Missouri, all employers in the construction sector are required to carry Missouri workers' compensation insurance, even with only one employee. Other employers in High Ridge, MO are required to carry workers' compensation insurance if they have five or more employees. There are certain exemptions, such as for work done for private households and some unpaid volunteer work. If you are unsure whether your High Ridge, MO employer has workers' compensation insurance that covers you, contact Missouri Injury Law, your High Ridge, MO workers' comp law firm, as soon as possible. High Ridge, MO workers' comp insurance covers certain individuals in certain situations. Primarily, you need to have suffered an injury during and because of your employment. For traumatic accidents such as losing a limb in a machine-related accident, this is pretty straightforward. However, you may also be covered by workers' comp insurance for diseases or injuries caused by exposure over time, such as cancer or carpal tunnel syndrome, but you must be able to show that the occupational conditions were the prevailing factor for your injury and resulting disability.
If you feel that you have suffered harm as a result of your job, you should file a workers' comp claim. In Missouri, a worker must file their workers' comp claim within two years of when the injury took place. However, before you officially file a claim, you must also report your injury to your employer. Report your accident right away. You must report your injury within 30 days of the accident, or your High Ridge, MO workers' comp claim could be denied. Do not miss out on the compensation you deserve because you miss a deadline. To get the entire value of your workers' compensation claim, it is essential to consult a workers comp lawyer in High Ridge, MO right away. A workers' comp lawyer will help you file your claim on time and make sure you do not lose your case due to bureaucratic red tape or state statutes.
Some of the typical types of damages one can recover in a workers' comp case include:
- Medical Expenses: After suffering a workplace accident or illness, medical bills are inevitable. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. You can receive reimbursement for medical care such as rehabilitation, surgeries, x-rays, and other hospital bills. This is why it's essential to keep all documentation of medical care you receive for workplace injuries.
- Vocational Rehabilitation: Your workers' comp settlement could include coverage for vocation rehabilitation services. For example, if you're unable to continue your job because of your injuries, your employer will pay for some level of ongoing education. This will allow you the chance to find a new, sustainable career.
- Mileage Reimbursement: When you're dealing with workers compensation claims, you'll often have to visit multiple doctors. Some, especially specialists, may be outside of the High Ridge area. Missouri workers' comp insurance will cover travel mileage and expenses for up to 250 miles there and 250 miles back for any necessary medical care.
- Pain and Suffering: When you suffer a disabling injury or illness, you experience on-going pain and suffering. Your family members are also impacted and may receive benefits for their suffering due to your disability.Survivor benefits, which cover the deceased's weekly wages and funeral expenses, are available for family members of work injury victims who lose their life as a result of their injuries.
- Lost Wages: Workers' comp often provides employees with income to replace the wages you are unable to earn because of your condition. There are different calculations based on the severity and permanence of the work-related disability. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A High Ridge, MO Workers' Comp Lawyer Can Help
Missouri workers' comp insurance is set up to be a streamlined process, but that doesn't always mean that it will be simple or easy. Each case should be considered individually, so you should think about the factors that are unique to your case. Before you hire a High Ridge, MO workers' comp lawyer, talk to the attorneys of Missouri Injury Law for free. This conversation will give you clarity on whether a lawyer would add value to your case and if Gene Hou and the Missouri Injury Law team is the best representation for you. To decide if you need a lawyer, consider how having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your attorney can take care of tasks like obtaining and organizing documents such as medical records and documentation. Your workers' comp lawyer will also have the experience needed to obtain other valuable evidence such as statements from witnesses and testimony from vocational experts that can support your claim.
- Negotiate. Workers' comp lawyers are experienced in these cases and have worked with injuries such as yours. They can calculate the true value of your case and know how to negotiate with insurance companies. A lawyer with experience and authority in workers' comp cases will be able to secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if your High Ridge workers' comp claim is initially denied, you need a lawyer to help you with a successful appeal. When you've been harmed in the line of work, you are entitled to workers' comp coverage. A claim can be denied for many reasons, and a lawyer can help you appeal the denial. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you with a third party claim against other parties who were also responsible for your suffering.
- Protect your rights. Your High Ridge, MO workers' comp lawyer will protect you against the tactics of insurance companies, an employer who resists giving you the benefits you are legally allowed, and can protect you if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim have to go to court, you are at an advantage if you already have a workers' comp lawyer. They will already be familiar with your case and have all the necessary documentation. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in High Ridge, MO
If you are struggling with a significant injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be eligible to recover a workers' compensation settlement in High Ridge, MO equivalent to the value of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in High Ridge, MO, are always ready to help you recover benefits for present or future damages stemming from the accident, and offer support during the High Ridge, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.