Jefferson City, MO Workers’ Comp
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Work Related Injuries
An employee can have a Jefferson City, MO workers comp claim for any they experience as a result of their job. An employee in Jefferson City can get hurt at work many different ways. Any worker can get hurt on the job, even in occupations that seem low-risk.
According to the U.S. Department of Labor, the occupations in which the highest number of injuries and illnesses occur are:
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation SettlementsThere are different workers' comp laws for each state. In Missouri, construction industry companies with at least one employee must carry Missouri workers' compensation insurance. All other Jefferson City MO employers not in the construction sector must carry workers' compensation insurance if they have five or more employees. This does not apply to certain specific situations, like work done for private households and some unpaid volunteer work. If you are unsure whether your Jefferson City, MO employer has workers' compensation insurance that covers you, speak to Missouri Injury Law, your Jefferson City, MO workers' comp law firm, right away. To be covered by Jefferson City, MO workers' comp insurance, you must meet certain conditions. Primarily, your injury must have come about during your time of employment and be caused by your job in some way. For traumatic accidents such as losing a limb in a machine-related accident, this is pretty straightforward. However, you may also be covered by workers' comp insurance for diseases or injuries caused by exposure over time, such as cancer or carpal tunnel syndrome, as long as you can prove that the occupational conditions were the prevailing factor for your injury and resulting disability.
If you feel that you have suffered harm as a result of your job, you should file a workers' comp claim. In Missouri, a worker must file their workers' comp claim within two years of when the injury took place. However, before you officially file a claim, you must also report your injury to your employer. Report your accident right away. You must report your injury within 30 days of the accident, or your Jefferson City, MO workers' comp claim could be denied. Do not miss out on the compensation you deserve because you miss a deadline. To get the entire value of your workers' compensation claim, it is essential to consult a workers comp lawyer in Jefferson City, MO as soon as possible. A workers' comp lawyer will help you file your claim on time and make sure you do not lose your case due to bureaucratic red tape or state statutes.
Some of the typical types of damages one can recover in a workers' comp case include:
- Medical Expenses: After suffering a workplace accident or illness, medical bills are inevitable. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. You can receive reimbursement for medical care such as rehabilitation, surgeries, x-rays, and other hospital bills. This is why it's essential to keep all documentation of medical care you receive for workplace injuries.
- Vocational Rehabilitation: As a workers' comp victim, you may be able to recover reimbursement for vocational rehabilitation. If your injury leaves you unable to continue in the field you were in, your employer may cover some type of ongoing education. This will allow you the opportunity to embark on a new, ongoing career that you can sustain.
- Mileage Reimbursement: When you're dealing with workers compensation claims, you'll often have to visit multiple doctors. Some, especially specialists, may be outside of the Jefferson City area. Missouri workers' comp insurance will cover travel mileage and expenses for up to 250 miles there and 250 miles back for any necessary medical care.
- Pain and Suffering: When you suffer a disabling injury or illness, you experience on-going pain and suffering. In addition, benefits can be awarded to family members for the impact of the victim's disability on their lives, and survivor benefits can be awarded to the family members of a deceased work-injury victim, in the form of final expenses and ongoing weekly wages.
- Lost Wages: When you suffer an occupational injury that leaves you unable to work, workers' comp serves to replace the income you are missing. Missouri calculates weekly payment amounts depending on how severe and permanent your injury and resulting disability are. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A Jefferson City, MO Workers' Comp Lawyer Can Help
Missouri workers' comp insurance is designed to be a streamlined process, but that doesn't always mean that it will be simple or easy. Each case is different, so it's important to consider the factors that are unique to your case. Before you hire a Jefferson City, MO workers' comp lawyer, talk to the attorneys of Missouri Injury Law for a complimentary consultation. This conversation will determine if you need a lawyer for your case, and if Gene Hou and his team are a good fit for you. When making that decision, consider how having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your attorney can do the work for you when it comes to requesting documents like medical records, and keeping them organized. Your workers' comp lawyer will also be able to obtain other valuable evidence such as statements from witnesses and testimony from vocational experts that can support your claim.
- Negotiate. Workers' comp lawyers are experienced in these cases and have worked with injuries such as yours. They can calculate the true value of your case and know how to negotiate with insurance companies. A lawyer with experience and authority in workers' comp cases will help you secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if your Jefferson City workers' comp claim is initially denied, you need a workers' comp lawyer on your side. If your injury is truly a result of your occupation and it has caused you any suffering, you are entitled to workers' comp coverage. A claim can be denied for many reasons, and a lawyer can help you make the most of your appeal. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you with a third party claim against other parties who were also responsible for your suffering.
- Protect your rights. Your Jefferson City, MO workers' comp lawyer will protect you against the tactics of insurance companies, an employer who resists giving you the benefits you are legally allowed, and can give you recourse if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim ends up going to court, you are at an advantage if you already have a workers' comp lawyer. You will be prepared with legal representation that is familiar with your case and already has the documentation they need. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in Jefferson City, MO
If you are struggling with an acute injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be eligible to recover a workers' compensation settlement in Jefferson City, MO commiserate to the status of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Jefferson City, MO, are always ready to help you recover benefits for present or future damages stemming from the accident, and offer support during the Jefferson City, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.