Jefferson County, MO Workers’ Comp
Serving All Missouri Personal Injury VictimsView Full Service Area
Work Related Injuries
A workers' comp claim in Jefferson County, MO can be filed for any work-related accident or condition that causes disability through illness or injury. An employee in Jefferson County can get hurt at work many different ways. Any worker can get hurt on the job, even in occupations that seem low-risk.
According to the U.S. Department of Labor, the following occupations see the most workplace injuries and illnesses:
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation SettlementsThere are different workers' comp laws for each state. In Missouri, all employers in the construction sector are required to carry Missouri workers' compensation insurance, even with only one employee. All other Jefferson County MO employers not in the construction sector must carry workers' compensation insurance if they have five or more employees. This does not apply to certain specific situations, like work done for private households and some unpaid volunteer work. If you are unsure whether your Jefferson County, MO employer has workers' compensation insurance that covers you, speak to Missouri Injury Law, your Jefferson County, MO workers' comp law firm, as soon as possible. To be covered by Jefferson County, MO workers' comp insurance, you must meet certain conditions. Most importantly, you need to have suffered an injury during and because of your employment. For traumatic accidents such as losing a limb in a machine-related accident, this is pretty straightforward. However, workers' comp can also be used for long term effects that occur over time, like diseases caused by prolonged exposure to toxic chemicals or back problems due to repetitive motions, but you must be able to show that the occupational conditions were the prevailing factor for your injury and resulting disability.
If you feel that you have suffered harm as a result of your job, you should file a workers' comp claim. In Missouri, a worker must file their workers' comp claim within two years of when the injury took place. You are also required to report the injury to your employer. Report your accident right away. You must report your injury within 30 days of the accident, or your Jefferson County, MO workers' comp claim could be denied. Do not miss out on the compensation you deserve because you miss a deadline. To get the entire value of your workers' compensation claim, talk to a workers comp lawyer in Jefferson County, MO right away. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.
Damages you may recover in a workers' comp settlement may include:
- Medical Expenses: You need and deserve the proper medical care after suffering workplace harm, regardless of the cost. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. Keep track of all medical care you receive, so you can receive coverage or reimbursement for things like rehabilitation services, surgeries, x-rays, hospital stays, and other medical procedures.
- Vocational Rehabilitation: As a workers' comp victim, you may be able to recover reimbursement for vocational rehabilitation. For example, if you're unable to continue your job because of your injuries, your employer may cover some type of ongoing education. This will allow you the opportunity to find a new, sustainable career.
- Mileage Reimbursement: When you're dealing with workers compensation claims, you'll often have to visit multiple doctors. Some, especially specialists, may be outside of the Jefferson County area. In Missouri, you can be reimbursed for any mileage and expenses you incur due to travel, up to 250 miles each way for a medical visit.
- Pain and Suffering: This includes life-changing injuries that cause continued pain and suffering. In addition, benefits can be awarded to family members for the impact of the victim's disability on their lives, and survivor benefits can be awarded to the family members of a deceased work-injury victim, in the form of final expenses and ongoing weekly wages.
- Lost Wages: Workers' comp often provides employees with income to replace the wages you are unable to earn because of your condition. Missouri calculates weekly payment amounts depending on how severe and permanent your injury and resulting disability are. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A Jefferson County, MO Workers' Comp Lawyer Can Help
Missouri workers' comp insurance is set up to be a streamlined process. Still, bringing a claim is not necessarily an easy, straightforward doing. Each case should be considered individually, so you should think about the factors that are unique to your case. Before you hire a Jefferson County, MO workers' comp lawyer, talk to the attorneys of Missouri Injury Law for a complimentary consultation. This conversation will determine if you need a lawyer for your case, and if Gene Hou and his team are a good fit for you. When making that decision, consider how having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your lawyer can do the work for you when it comes to requesting documents like medical records, and keeping them organized. They will also be able to record witness statements, take expert testimony, and build your case with other supporting evidence.
- Negotiate. Workers' comp lawyers are experienced in these cases and have worked with injuries such as yours. They can calculate the true value of your case and know how to negotiate with insurance companies. Your lawyer's expertise will help you secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if your Jefferson County workers' comp claim is initially denied, you need a workers' comp lawyer on your side. If your injury is truly a result of your occupation and it has caused you any suffering, you deserve an appropriate workers' comp settlement. A claim can be denied for many reasons, and a lawyer can help you appeal the denial. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you with a third party claim against other parties who were also responsible for your suffering.
- Protect your rights. Your Jefferson County, MO workers' comp lawyer will protect you from being taken advantage of by an insurance provider who tries to lowball you, an employer who resists giving you the benefits you are legally allowed, and can give you recourse if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim have to go to court, you are at an advantage if you already have a workers' comp lawyer. You will be prepared with legal representation that is familiar with your case and already has the documentation they need. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in Jefferson County, MO
If you are struggling with a significant injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be entitled to recover compensation for your suffering in Jefferson County, MO equivalent to the value of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Jefferson County, MO, are always ready to help you recover benefits for present or future damages stemming from the accident, and offer support during the Jefferson County, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.