Maryland Heights, MO Workers’ Comp
Work Related Injuries
A workers' comp claim in Maryland Heights, MO can be filed for any work-related accident or condition that causes disability through illness or injury. An employee in Maryland Heights can get hurt at work many different ways. Even seemingly low-risk environments and job duties can lead to injury.
According to the U.S. Department of Labor, the following occupations see the most workplace injuries and illnesses:
- Laborers
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation Settlements
Each state has its own laws and requirements when it comes to workers' comp cases. In Missouri, construction industry companies with at least one employee must carry Missouri workers' compensation insurance. All other Maryland Heights MO employers not in the construction sector must carry workers' compensation insurance if they have five or more employees. There are certain exemptions, such as for work done for private households and some unpaid volunteer work. If you are unsure whether your Maryland Heights, MO employer has workers' compensation insurance that covers you, contact Missouri Injury Law, your Maryland Heights, MO workers' comp law firm, as soon as possible. To be covered by Maryland Heights, MO workers' comp insurance, you must meet certain conditions. Primarily, your injury must have come about during your time of employment and be caused by your job in some way. This is easy to demonstrate in sudden, traumatic events like an iron beam falling on a construction site that crushes the bones in your foot. However, you may also be covered by workers' comp insurance for diseases or injuries caused by exposure over time, such as cancer or carpal tunnel syndrome, but you must be able to show that the occupational conditions were the prevailing factor for your injury and resulting disability.Anyone who has been hurt or fallen ill because of their work conditions should file a workers' comp claim. You have two years from the time of the injury to file a workers comp claim in Missouri. However, before you officially file a claim, you must also report your injury to your employer. Report your accident right away. You must report your injury within 30 days of the accident, or your Maryland Heights, MO workers' comp claim could be denied. Do not miss out on the compensation you deserve because you miss a deadline. To get the entire value of your workers' compensation claim, talk to a workers comp lawyer in Maryland Heights, MO as soon as possible. A workers' comp lawyer will help you file your claim on time and make sure you do not lose your case due to bureaucratic red tape or state statutes.
Damages you may recover in a workers' comp settlement may include:
- Medical Expenses: You need and deserve the proper medical care after suffering workplace harm, regardless of the cost. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. Keep track of all medical care you receive, so you can receive coverage or reimbursement for things like rehabilitation services, surgeries, x-rays, hospital stays, and other medical procedures.
- Vocational Rehabilitation: As a workers' comp victim, you may be able to recover reimbursement for vocational rehabilitation. If your injury leaves you unable to continue in the field you were in, your employer may cover some level of ongoing education. This will allow you the opportunity to embark on a new, ongoing career that you can sustain.
- Mileage Reimbursement: When you're dealing with workers compensation claims, you'll often have to visit multiple doctors. Some, especially specialists, may be outside of the Maryland Heights area. Missouri workers' comp insurance will cover travel mileage and expenses for up to 250 miles there and 250 miles back for any necessary medical care.
- Pain and Suffering: When you suffer a disabling injury or illness, you experience on-going pain and suffering. Your family members are also impacted and may receive benefits for their suffering due to your disability.Survivor benefits, which cover the deceased's weekly wages and funeral expenses, are available for family members of work injury victims who lose their life as a result of their injuries.
- Lost Wages: When you suffer an occupational injury that leaves you unable to work, workers' comp serves to replace the income you are missing. There are different calculations based on the severity and permanence of the work-related disability. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A Maryland Heights, MO Workers' Comp Lawyer Can Help
Missouri workers' comp insurance is designed to be a streamlined process. Still, bringing a claim is not necessarily an easy, straightforward doing. Each case should be considered individually, so you should think about the factors that are unique to your case. Prior to hiring a Maryland Heights, MO workers' comp lawyer, talk to the attorneys of Missouri Injury Law for a complimentary consultation. This conversation will give you clarity on whether a lawyer would add value to your case and if Gene Hou and the Missouri Injury Law team is the best representation for you. When making that decision, consider how having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your attorney can do the work for you when it comes to requesting documents like medical records, and keeping them organized. They will also be able to obtain other valuable evidence such as statements from witnesses and testimony from vocational experts that can support your claim.
- Negotiate. An experienced workers' comp lawyer is familiar with workplace injuries such as yours. They know the true value of your case and are familiar with tactics insurance companies use to try to settle for a lower amount. Your lawyer's expertise will be able to secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if your Maryland Heights workers' comp claim is initially denied, you need a workers' comp lawyer on your side. If your injury is truly a result of your occupation and it has caused you any suffering, you are entitled to workers' comp coverage. A claim can be denied for many reasons, and a lawyer can help you appeal the denial. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you with a third party claim against other parties who were also responsible for your suffering.
- Protect your rights. Your Maryland Heights, MO workers' comp lawyer will protect you against the tactics of insurance companies, an employer who resists giving you the benefits you are legally allowed, and can protect you if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim have to go to court, you are at an advantage if you already have a workers' comp lawyer. They will already be familiar with your case and have all the necessary documentation. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in Maryland Heights, MO
If you have suffered an acute injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be eligible to recover compensation for your suffering in Maryland Heights, MO equivalent to the value of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Maryland Heights, MO, are always ready to help you recover benefits for present or future damages stemming from the accident, and offer support during the Maryland Heights, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.
(636) 333-1717