Oakville, MO Workers’ Comp

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Work Related Injuries

An employee can have a Oakville, MO workers comp claim for any they experience as a result of their job. There are countless ways that a person could become injured on the job in Oakville. Even seemingly low-risk environments and job duties can lead to injury.

According to the U.S. Department of Labor, the following occupations see the most workplace injuries and illnesses:

  1. Laborers
  2. Truck drivers
  3. Janitors and cleaners
  4. Nursing assistants
  5. General maintenance and repair workers
  6. Retail salespersons
  7. Stock clerks
  8. Registered nurses
  9. Delivery drivers
  10. Construction laborers

Workers Compensation Settlements

Each state has its own laws and requirements when it comes to workers' comp cases. In Missouri, all employers in the construction sector are required to carry Missouri workers' compensation insurance, even with only one employee. Other employers in Oakville, MO are required to carry workers' compensation insurance if they have five or more employees. There are certain exemptions, such as for work done for private households and some unpaid volunteer work. If you have any questions about your employer's workers' compensation insurance and if you are covered, contact Missouri Injury Law, your Oakville, MO workers' comp law firm, right away. To be covered by Oakville, MO workers' comp insurance, you must meet certain conditions. Primarily, you need to have suffered an injury during and because of your employment. This is easy to demonstrate in sudden, traumatic events like an iron beam falling on a construction site that crushes the bones in your foot. However, you may also be covered by workers' comp insurance for diseases or injuries caused by exposure over time, such as cancer or carpal tunnel syndrome, as long as you can prove that the occupational conditions were the prevailing factor for your injury and resulting disability.

Anyone who has been hurt or fallen ill because of their work conditions should file a workers' comp claim. You have two years from the time of the injury to file a workers comp claim in Missouri. You are also required to report the injury to your employer. Do this as soon as possible. You must report your injury within 30 days of the accident, or your Oakville, MO workers' comp claim could be denied. Beyond this time frame, victims, regardless of their injuries, forfeit all rights to compensation for their injuries. To maximize the number of damages you can recover in a workers compensation settlement, talk to a workers comp lawyer in Oakville, MO right away. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.

Damages you may recover in a workers' comp settlement may include:

  • Medical Expenses: After suffering a workplace accident or illness, medical bills are inevitable. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. You can receive reimbursement for medical care such as rehabilitation, surgeries, x-rays, and other hospital bills. This is why it's essential to keep all documentation of medical care you receive for workplace injuries.
  • Vocational Rehabilitation: Your workers' comp settlement could include coverage for vocation rehabilitation services. For example, if you're unable to continue your job because of your injuries, your employer will pay for some type of ongoing education. This will allow you the opportunity to find a new, ongoing career that you can sustain.
  • Mileage Reimbursement: You may have to see specific doctors chosen by your workers' compensation insurance throughout the course of your treatment. Some, especially specialists, may be outside of the Oakville area. Missouri workers' comp insurance will cover travel mileage and expenses for up to 250 miles there and 250 miles back for any necessary medical care.
  • Pain and Suffering: When you suffer a disabling injury or illness, you experience on-going pain and suffering. In addition, benefits can be awarded to family members for the impact of the victim's disability on their lives, and survivor benefits can be awarded to the family members of a deceased work-injury victim, in the form of final expenses and ongoing weekly wages.
  • Lost Wages: Workers' comp often provides employees with income to replace the wages you are unable to earn because of your condition. There are different calculations based on the severity and permanence of the work-related disability. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.

How A Oakville, MO Workers' Comp Lawyer Can Help

Missouri workers' comp insurance is designed to be a streamlined process, but that doesn't always mean that it will be simple or easy. Each case should be considered individually, so you should think about the factors that are unique to your case. Before you hire a Oakville, MO workers' comp lawyer, you can speak to us at Missouri Injury Law for a complimentary consultation. This conversation will give you clarity on whether a lawyer would add value to your case and if Gene Hou and the Missouri Injury Law team is the best representation for you. To decide if you need a lawyer, consider how having a workers' comp lawyer on your case can help you.

Your workers' comp lawyer will:

  • Gather and develop evidence. Your lawyer can take care of tasks like obtaining and organizing documents such as medical records and documentation. They will also be able to record witness statements, take expert testimony, and build your case with other supporting evidence.
  • Negotiate. Workers' comp lawyers are experienced in these cases and have worked with injuries such as yours. They know the true value of your case and are familiar with tactics insurance companies use to try to settle for a lower amount. A lawyer with experience and authority in workers' comp cases will help you secure a much higher settlement than you could likely get on your own.
  • File additional claims. First of all, if you file a Oakville workers' comp claim on your own and it gets denied, you need a lawyer to help you with a successful appeal. If your injury is truly a result of your occupation and it has caused you any suffering, you are entitled to workers' comp coverage. A claim can be denied for many reasons, and a lawyer can help you appeal the denial. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you recover additional coverage through a third party claim.
  • Protect your rights. Your Oakville, MO workers' comp lawyer will protect you from being taken advantage of by an insurance provider who tries to lowball you, an employer who resists giving you the benefits you are legally allowed, and can protect you if you experience retaliation at work for filing a claim.
  • Represent you. If your workers' comp claim ends up going to court, you are at an advantage if you already have a workers' comp lawyer. You will be prepared with legal representation that is familiar with your case and already has the documentation they need. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.

Workers' Comp Law Firm in Oakville, MO

If you have suffered a significant injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be entitled to recover a workers' compensation settlement in Oakville, MO equivalent to the value of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Oakville, MO, are here to discuss your rights to workers compensation benefits in Oakville, MO, and offer support during the Oakville, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.

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1444 Gravois Road,
High Ridge, MO 63049

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From speeding tickets to devastating car accidents to serious injury and death cases, Missouri Injury Law Firm has the proven expertise to handle your case and provide you with step-by-step legal assistance. Missouri Injury Law Firm provides a highly experienced personal injury attorney to clients who have been injured in an accident whether at work or as a result of someone else's negligence. Our traffic law attorney provides representation for traffic accidents, speeding tickets, and DWI/DUI cases and is committed to every client, regardless of the circumstances. To strengthen your case in court with high-quality legal representation and to receive the maximum compensation for your injury, choose Missouri Injury Law Firm.