Richmond Heights, MO Workers’ Comp
Serving All Missouri Personal Injury VictimsView Full Service Area
Work Related Injuries
An employee can have a Richmond Heights, MO workers comp claim for any they experience as a result of their job. There are countless ways that a person could become injured on the job in Richmond Heights. Any worker can get hurt on the job, even in occupations that seem low-risk.
According to the U.S. Department of Labor, the following occupations see the most workplace injuries and illnesses:
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation SettlementsThere are different workers' comp laws for each state. In Missouri, construction industry companies with at least one employee must carry Missouri workers' compensation insurance. All other Richmond Heights MO employers not in the construction sector are required to carry workers' compensation insurance if they have five or more employees. There are certain exemptions, such as for work done for private households and some unpaid volunteer work. If you are unsure whether your Richmond Heights, MO employer has workers' compensation insurance that covers you, speak to Missouri Injury Law, your Richmond Heights, MO workers' comp law firm, as soon as possible. To be covered by Richmond Heights, MO workers' comp insurance, you must meet certain conditions. Primarily, you need to have suffered an injury during and because of your employment. This is easy to demonstrate in sudden, traumatic events like an iron beam falling on a construction site that crushes the bones in your foot. However, you may also be covered by workers' comp insurance for diseases or injuries caused by exposure over time, such as cancer or carpal tunnel syndrome, as long as you can prove that the occupational conditions were the prevailing factor for your injury and resulting disability.
If you feel that you have suffered harm as a result of your job, you should file a workers' comp claim. You have two years from the time of the injury to file a workers comp claim in Missouri. You are also required to report the injury to your employer. Do this as soon as possible. You must report your injury within 30 days of the accident, or your Richmond Heights, MO workers' comp claim could be denied. Do not miss out on the compensation you deserve because you miss a deadline. To get the entire value of your workers' compensation claim, talk to a workers comp lawyer in Richmond Heights, MO right away. A workers' comp lawyer will help you file your claim on time and make sure you do not lose your case due to bureaucratic red tape or state statutes.
Damages you may recover in a workers' comp settlement may include:
- Medical Expenses: After suffering a workplace accident or illness, medical bills are inevitable. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. You can receive reimbursement for medical care such as rehabilitation, surgeries, x-rays, and other hospital bills. This is why it's essential to keep all documentation of medical care you receive for workplace injuries.
- Vocational Rehabilitation: As a workers' comp victim, you may be able to recover reimbursement for vocational rehabilitation. For example, if you're unable to continue your job because of your injuries, your employer will pay for some level of ongoing education. This will allow you the chance to find a new, ongoing career that you can sustain.
- Mileage Reimbursement: You may have to see specific doctors chosen by your workers' compensation insurance throughout the course of your treatment. Some, especially specialists, may be outside of the Richmond Heights area. In Missouri, you can be reimbursed for any mileage and expenses you incur due to travel, up to 250 miles each way for a medical visit.
- Pain and Suffering: This includes life-changing injuries that cause continued pain and suffering. In addition, benefits can be awarded to family members for the impact of the victim's disability on their lives, and survivor benefits can be awarded to the family members of a deceased work-injury victim, in the form of final expenses and ongoing weekly wages.
- Lost Wages: When you suffer an occupational injury that leaves you unable to work, workers' comp serves to replace the income you are missing. Missouri calculates weekly payment amounts depending on how severe and permanent your injury and resulting disability are. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A Richmond Heights, MO Workers' Comp Lawyer Can Help
Missouri workers' comp insurance is designed to be a streamlined process. Still, bringing a claim is not necessarily an easy, straightforward doing. Each case should be considered individually, so you should think about the factors that are unique to your case. Before you hire a Richmond Heights, MO workers' comp lawyer, talk to the attorneys of Missouri Injury Law for free. This conversation will determine if you need a lawyer for your case, and if Gene Hou and his team are a good fit for you. To decide if you need a lawyer, consider how having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your lawyer can take care of tasks like obtaining and organizing documents such as medical records and documentation. They will also be able to record witness statements, take expert testimony, and build your case with other supporting evidence.
- Negotiate. Workers' comp lawyers are experienced in these cases and have worked with injuries such as yours. They know the true value of your case and are familiar with tactics insurance companies use to try to settle for a lower amount. A lawyer with experience and authority in workers' comp cases will be able to secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if you file a Richmond Heights workers' comp claim on your own and it gets denied, you need a workers' comp lawyer on your side. If your injury is truly a result of your occupation and it has caused you any suffering, you are entitled to workers' comp coverage. A claim can be denied for many reasons, and a lawyer can help you make the most of your appeal. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you with a third party claim against other parties who were also responsible for your suffering.
- Protect your rights. Your Richmond Heights, MO workers' comp lawyer will protect you against the tactics of insurance companies, an employer who resists giving you the benefits you are legally allowed, and can protect you if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim ends up going to court, you are at an advantage if you already have a workers' comp lawyer. You will be prepared with legal representation that is familiar with your case and already has the documentation they need. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in Richmond Heights, MO
If you are struggling with a significant injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be eligible to recover compensation for your suffering in Richmond Heights, MO commiserate to the status of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Richmond Heights, MO, are always ready to help you recover benefits for present or future damages stemming from the accident, and offer support during the Richmond Heights, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.