St. Ann, MO Workers’ Comp
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Work Related Injuries
A workers' comp claim in St. Ann, MO can be filed for any work-related accident or condition that causes disability through illness or injury. An employee in St. Ann can get hurt at work many different ways. Even seemingly low-risk environments and job duties can lead to injury.
According to the U.S. Department of Labor, the occupations in which the highest number of injuries and illnesses occur are:
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation SettlementsThere are different workers' comp laws for each state. In Missouri, construction industry companies with at least one employee must carry Missouri workers' compensation insurance. Other employers in St. Ann, MO must have workers' compensation insurance if they have five or more employees. There are certain exemptions, such as for work done for private households and some unpaid volunteer work. If you have any questions about your employer's workers' compensation insurance and if you are covered, speak to Missouri Injury Law, your St. Ann, MO workers' comp law firm, right away. St. Ann, MO workers' comp insurance covers certain individuals in certain situations. Most importantly, you need to have suffered an injury during and because of your employment. This is easy to demonstrate in sudden, traumatic events like an iron beam falling on a construction site that crushes the bones in your foot. However, you may also be covered by workers' comp insurance for diseases or injuries caused by exposure over time, such as cancer or carpal tunnel syndrome, but you must be able to show that the occupational conditions were the prevailing factor for your injury and resulting disability.
If you feel that you have suffered harm as a result of your job, you should file a workers' comp claim. You have two years from the time of the injury to file a workers comp claim in Missouri. You are also required to report the injury to your employer. Report your accident right away. If you do not report your injury within 30 days of when it occurred, you may not be able to receive workers' comp benefits in St. Ann, MO. Do not miss out on the compensation you deserve because you miss a deadline. To get the entire value of your workers' compensation claim, it is essential to consult a workers comp lawyer in St. Ann, MO as soon as possible. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.
Some of the typical types of damages one can recover in a workers' comp case include:
- Medical Expenses: After suffering a workplace accident or illness, medical bills are inevitable. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. You can receive reimbursement for medical care such as rehabilitation, surgeries, x-rays, and other hospital bills. This is why it's essential to keep all documentation of medical care you receive for workplace injuries.
- Vocational Rehabilitation: Your workers' comp settlement could include coverage for vocation rehabilitation services. For example, if you're unable to continue your job because of your injuries, your employer may cover some level of ongoing education. This will allow you the opportunity to find a new, sustainable career.
- Mileage Reimbursement: When you're dealing with workers compensation claims, you'll often have to visit multiple doctors. Some, especially specialists, may be outside of the St. Ann area. In Missouri, you can be reimbursed for any mileage and expenses you incur due to travel, up to 250 miles each way for a medical visit.
- Pain and Suffering: When you suffer a disabling injury or illness, you experience on-going pain and suffering. Your family members are also impacted and may receive benefits for their suffering due to your disability.Survivor benefits, which cover the deceased's weekly wages and funeral expenses, are available for family members of work injury victims who lose their life as a result of their injuries.
- Lost Wages: Workers' comp often provides employees with income to replace the wages you are unable to earn because of your condition. Missouri calculates weekly payment amounts depending on how severe and permanent your injury and resulting disability are. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A St. Ann, MO Workers' Comp Lawyer Can Help
Missouri workers' comp benefits are set up to be a streamlined process. Still, bringing a claim is not necessarily an easy, straightforward doing. Each case is different, so it's important to consider the factors that are unique to your case. Before you hire a St. Ann, MO workers' comp lawyer, you can speak to us at Missouri Injury Law for a complimentary consultation. This conversation will determine if you need a lawyer for your case, and if Gene Hou and his team are a good fit for you. To decide if you need a lawyer, consider how having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your attorney can do the work for you when it comes to requesting documents like medical records, and keeping them organized. They will also have the experience needed to obtain other valuable evidence such as statements from witnesses and testimony from vocational experts that can support your claim.
- Negotiate. Workers' comp lawyers are experienced in these cases and have worked with injuries such as yours. They know the true value of your case and know how to negotiate with insurance companies. A lawyer with experience and authority in workers' comp cases will be able to secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if you file a St. Ann workers' comp claim on your own and it gets denied, you need a lawyer to help you with a successful appeal. When you've been harmed in the line of work, you deserve an appropriate workers' comp settlement. A claim can be denied for many reasons, and a lawyer can help you appeal the denial. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you recover additional coverage through a third party claim.
- Protect your rights. Your St. Ann, MO workers' comp lawyer will protect you from being taken advantage of by an insurance provider who tries to lowball you, an employer who tries to avoid giving you the benefits to which you are entitled, and can protect you if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim ends up going to court, you are at an advantage if you already have a workers' comp lawyer. You will be prepared with legal representation that is familiar with your case and already has the documentation they need. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in St. Ann, MO
If you have suffered a significant injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be eligible to recover a workers' compensation settlement in St. Ann, MO commiserate to the status of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in St. Ann, MO, are always ready to help you recover benefits for present or future damages stemming from the accident, and offer support during the St. Ann, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.