St. Francois County, MO Workers’ Comp
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Work Related Injuries
A workers' comp claim in St. Francois County, MO can be filed for any work-related accident or condition that causes disability through illness or injury. There are countless ways that a person could become injured on the job in St. Francois County. Any worker can get hurt on the job, even in occupations that seem low-risk.
According to the U.S. Department of Labor, the occupations in which the highest number of injuries and illnesses occur are:
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation SettlementsEach state has its own laws and requirements when it comes to workers' comp cases. In Missouri, all employers in the construction sector are required to carry Missouri workers' compensation insurance, even with only one employee. Other employers in St. Francois County, MO are required to carry workers' compensation insurance if they have five or more employees. This does not apply to certain specific situations, like work done for private households and some unpaid volunteer work. If you have any questions about your employer's workers' compensation insurance and if you are covered, contact Missouri Injury Law, your St. Francois County, MO workers' comp law firm, as soon as possible. St. Francois County, MO workers' comp insurance covers certain individuals in certain situations. Primarily, your injury must have come about during your time of employment and be caused by your job in some way. For traumatic accidents such as losing a limb in a machine-related accident, this is pretty straightforward. However, workers' comp can also be used for long term effects that occur over time, like diseases caused by prolonged exposure to toxic chemicals or back problems due to repetitive motions, as long as you can prove that the occupational conditions were the prevailing factor for your injury and resulting disability.
Anyone who has been hurt or fallen ill because of their work conditions should file a workers' comp claim. In Missouri, a worker must file their workers' comp claim within two years of when the injury took place. You are also required to report the injury to your employer. Report your accident right away. You must report your injury within 30 days of the accident, or your St. Francois County, MO workers' comp claim could be denied. Do not miss out on the compensation you deserve because you miss a deadline. To maximize the number of damages you can recover in a workers compensation settlement, talk to a workers comp lawyer in St. Francois County, MO right away. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.
Damages you may recover in a workers' comp settlement may include:
- Medical Expenses: After suffering a workplace accident or illness, medical bills are inevitable. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. Keep track of all medical care you receive, so you can receive coverage or reimbursement for things like rehabilitation services, surgeries, x-rays, hospital stays, and other medical procedures.
- Vocational Rehabilitation: Your workers' comp settlement could include coverage for vocation rehabilitation services. If your injury leaves you unable to continue in the field you were in, your employer will pay for some type of ongoing education. This will allow you the opportunity to find a new, sustainable career.
- Mileage Reimbursement: When you're dealing with workers compensation claims, you'll often have to visit multiple doctors. Some, especially specialists, may be outside of the St. Francois County area. Missouri workers' comp insurance will cover travel mileage and expenses for up to 250 miles there and 250 miles back for any necessary medical care.
- Pain and Suffering: This includes life-changing injuries that cause continued pain and suffering. Your family members are also impacted and may receive benefits for their suffering due to your disability.Survivor benefits, which cover the deceased's weekly wages and funeral expenses, are available for family members of work injury victims who lose their life as a result of their injuries.
- Lost Wages: Workers' comp often provides employees with income to replace the wages you are unable to earn because of your condition. Missouri calculates weekly payment amounts depending on how severe and permanent your injury and resulting disability are. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A St. Francois County, MO Workers' Comp Lawyer Can Help
Missouri workers' comp benefits are designed to be a streamlined process. Still, bringing a claim is not necessarily an easy, straightforward doing. Each case should be considered individually, so you should think about the factors that are unique to your case. Before you hire a St. Francois County, MO workers' comp lawyer, you can speak to us at Missouri Injury Law for a complimentary consultation. This conversation will give you clarity on whether a lawyer would add value to your case and if Gene Hou and the Missouri Injury Law team is the best representation for you. To decide if you need a lawyer, it is helpful to understand in what ways having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your attorney can do the work for you when it comes to requesting documents like medical records, and keeping them organized. Your workers' comp lawyer will also have the experience needed to obtain other valuable evidence such as statements from witnesses and testimony from vocational experts that can support your claim.
- Negotiate. An experienced workers' comp lawyer is familiar with workplace injuries such as yours. They know the true value of your case and know how to negotiate with insurance companies. Your lawyer's expertise will help you secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if you file a St. Francois County workers' comp claim on your own and it gets denied, you need a lawyer to help you with a successful appeal. If your injury is truly a result of your occupation and it has caused you any suffering, you are entitled to workers' comp coverage. A claim can be denied for many reasons, and a lawyer can help you appeal the denial. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you with a third party claim against other parties who were also responsible for your suffering.
- Protect your rights. Your St. Francois County, MO workers' comp lawyer will protect you from being taken advantage of by an insurance provider who tries to lowball you, an employer who resists giving you the benefits you are legally allowed, and can give you recourse if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim have to go to court, you are at an advantage if you already have a workers' comp lawyer. You will be prepared with legal representation that is familiar with your case and already has the documentation they need. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in St. Francois County, MO
If you have suffered a significant injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be eligible to recover compensation for your suffering in St. Francois County, MO commiserate to the status of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in St. Francois County, MO, are here to discuss your rights to workers compensation benefits in St. Francois County, MO, and offer support during the St. Francois County, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.