St. Peters, MO Workers’ Comp

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Work Related Injuries

A workers' comp claim in St. Peters, MO can be filed for any work-related accident or condition that causes disability through illness or injury. There are countless ways that a person could become injured on the job in St. Peters. Any worker can get hurt on the job, even in occupations that seem low-risk.

According to the U.S. Department of Labor, the following occupations see the most workplace injuries and illnesses:

  1. Laborers
  2. Truck drivers
  3. Janitors and cleaners
  4. Nursing assistants
  5. General maintenance and repair workers
  6. Retail salespersons
  7. Stock clerks
  8. Registered nurses
  9. Delivery drivers
  10. Construction laborers

Workers Compensation Settlements

Each state has its own laws and requirements when it comes to workers' comp cases. In Missouri, all employers in the construction sector are required to carry Missouri workers' compensation insurance, even with only one employee. All other St. Peters MO employers not in the construction sector are required to have workers' compensation insurance if they have five or more employees. There are certain exemptions, such as for work done for private households and some unpaid volunteer work. If you have any questions about your employer's workers' compensation insurance and if you are covered, speak to Missouri Injury Law, your St. Peters, MO workers' comp law firm, as soon as possible. St. Peters, MO workers' comp insurance covers certain individuals in certain situations. Most importantly, you need to have suffered an injury during and because of your employment. For traumatic accidents such as losing a limb in a machine-related accident, this is pretty straightforward. However, you may also be covered by workers' comp insurance for diseases or injuries caused by exposure over time, such as cancer or carpal tunnel syndrome, but you must be able to show that the occupational conditions were the prevailing factor for your injury and resulting disability.

Anyone who has been hurt or fallen ill because of their work conditions should file a workers' comp claim. In Missouri, a worker must file their workers' comp claim within two years of when the injury took place. You are also required to report the injury to your employer. Report your accident right away. You must report your injury within 30 days of the accident, or your St. Peters, MO workers' comp claim could be denied. Beyond this time frame, victims, regardless of their injuries, forfeit all rights to compensation for their injuries. To get the entire value of your workers' compensation claim, it is essential to consult a workers comp lawyer in St. Peters, MO as soon as possible. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.

Some of the typical types of damages one can recover in a workers' comp case include:

  • Medical Expenses: After suffering a workplace accident or illness, medical bills are inevitable. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. You can receive reimbursement for medical care such as rehabilitation, surgeries, x-rays, and other hospital bills. This is why it's essential to keep all documentation of medical care you receive for workplace injuries.
  • Vocational Rehabilitation: As a workers' comp victim, you may be able to recover reimbursement for vocational rehabilitation. For example, if you're unable to continue your job because of your injuries, your employer will pay for some type of ongoing education. This will allow you the chance to embark on a new, ongoing career that you can sustain.
  • Mileage Reimbursement: When you're dealing with workers compensation claims, you'll often have to visit multiple doctors. Some, especially specialists, may be outside of the St. Peters area. In Missouri, you can be reimbursed for any mileage and expenses you incur due to travel, up to 250 miles each way for a medical visit.
  • Pain and Suffering: This includes life-changing injuries that cause continued pain and suffering. Your family members are also impacted and may receive benefits for their suffering due to your disability.Survivor benefits, which cover the deceased's weekly wages and funeral expenses, are available for family members of work injury victims who lose their life as a result of their injuries.
  • Lost Wages: When you suffer an occupational injury that leaves you unable to work, workers' comp serves to replace the income you are missing. There are different calculations based on the severity and permanence of the work-related disability. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.

How A St. Peters, MO Workers' Comp Lawyer Can Help

Missouri workers' comp benefits are set up to be a streamlined process. Still, bringing a claim is not necessarily an easy, straightforward doing. Each case should be considered individually, so you should think about the factors that are unique to your case. Prior to hiring a St. Peters, MO workers' comp lawyer, talk to the attorneys of Missouri Injury Law for free. This conversation will determine if you need a lawyer for your case, and if Gene Hou and his team are a good fit for you. To decide if you need a lawyer, it is helpful to understand in what ways having a workers' comp lawyer on your case can help you.

Your workers' comp lawyer will:

  • Gather and develop evidence. Your attorney can take care of tasks like obtaining and organizing documents such as medical records and documentation. Your workers' comp lawyer will also have the experience needed to record witness statements, take expert testimony, and build your case with other supporting evidence.
  • Negotiate. An experienced workers' comp lawyer is familiar with workplace injuries such as yours. They can calculate the true value of your case and know how to negotiate with insurance companies. Your lawyer's expertise will be able to secure a much higher settlement than you could likely get on your own.
  • File additional claims. First of all, if your St. Peters workers' comp claim is initially denied, you need a lawyer to help you with a successful appeal. When you've been harmed in the line of work, you are entitled to workers' comp coverage. A claim can be denied for many reasons, and a lawyer can help you make the most of your appeal. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you recover additional coverage through a third party claim.
  • Protect your rights. Your St. Peters, MO workers' comp lawyer will protect you against the tactics of insurance companies, an employer who resists giving you the benefits you are legally allowed, and can protect you if you experience retaliation at work for filing a claim.
  • Represent you. If your workers' comp claim ends up going to court, you are at an advantage if you already have a workers' comp lawyer. You will be prepared with legal representation that is familiar with your case and already has the documentation they need. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.

Workers' Comp Law Firm in St. Peters, MO

If you have suffered a significant injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be eligible to recover a workers' compensation settlement in St. Peters, MO commiserate to the status of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in St. Peters, MO, are here to help you recover benefits for present or future damages stemming from the accident, and offer support during the St. Peters, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.

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1444 Gravois Road,
High Ridge, MO 63049

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From speeding tickets to devastating car accidents to serious injury and death cases, Missouri Injury Law Firm has the proven expertise to handle your case and provide you with step-by-step legal assistance. Missouri Injury Law Firm provides a highly experienced personal injury attorney to clients who have been injured in an accident whether at work or as a result of someone else's negligence. Our traffic law attorney provides representation for traffic accidents, speeding tickets, and DWI/DUI cases and is committed to every client, regardless of the circumstances. To strengthen your case in court with high-quality legal representation and to receive the maximum compensation for your injury, choose Missouri Injury Law Firm.