Ste. Genevieve County, MO Workers’ Comp
Work Related Injuries
A workers' comp claim in Ste. Genevieve County, MO can be filed for any work-related accident or condition that causes disability through illness or injury. An employee in Ste. Genevieve County can get hurt at work many different ways. Any worker can get hurt on the job, even in occupations that seem low-risk.
According to the U.S. Department of Labor, the following occupations see the most workplace injuries and illnesses:
- Laborers
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation Settlements
There are different workers' comp laws for each state. In Missouri, all employers in the construction sector are required to carry Missouri workers' compensation insurance, even with only one employee. All other Ste. Genevieve County MO employers not in the construction sector are required to carry workers' compensation insurance if they have five or more employees. This does not apply to certain specific situations, like work done for private households and some unpaid volunteer work. If you have any questions about your employer's workers' compensation insurance and if you are covered, contact Missouri Injury Law, your Ste. Genevieve County, MO workers' comp law firm, as soon as possible. To be covered by Ste. Genevieve County, MO workers' comp insurance, you must meet certain conditions. Primarily, you need to have suffered an injury during and because of your employment. For traumatic accidents such as losing a limb in a machine-related accident, this is pretty straightforward. However, workers' comp can also be used for long term effects that occur over time, like diseases caused by prolonged exposure to toxic chemicals or back problems due to repetitive motions, but you must be able to show that the occupational conditions were the prevailing factor for your injury and resulting disability.Anyone who has been hurt or fallen ill because of their work conditions should file a workers' comp claim. You have two years from the time of the injury to file a workers comp claim in Missouri. However, before you officially file a claim, you must also report your injury to your employer. Report your accident right away. If you do not report your injury within 30 days of when it occurred, you may not be able to receive workers' comp benefits in Ste. Genevieve County, MO. Do not miss out on the compensation you deserve because you miss a deadline. To get the entire value of your workers' compensation claim, it is essential to consult a workers comp lawyer in Ste. Genevieve County, MO as soon as possible. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.
Damages you may recover in a workers' comp settlement may include:
- Medical Expenses: You need and deserve the proper medical care after suffering workplace harm, regardless of the cost. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. Keep track of all medical care you receive, so you can receive coverage or reimbursement for things like rehabilitation services, surgeries, x-rays, hospital stays, and other medical procedures.
- Vocational Rehabilitation: As a workers' comp victim, you may be able to recover reimbursement for vocational rehabilitation. For example, if you're unable to continue your job because of your injuries, your employer may cover some level of ongoing education. This will allow you the opportunity to find a new, ongoing career that you can sustain.
- Mileage Reimbursement: When you're dealing with workers compensation claims, you'll often have to visit multiple doctors. Some, especially specialists, may be outside of the Ste. Genevieve County area. Missouri workers' comp insurance will cover travel mileage and expenses for up to 250 miles there and 250 miles back for any necessary medical care.
- Pain and Suffering: When you suffer a disabling injury or illness, you experience on-going pain and suffering. In addition, benefits can be awarded to family members for the impact of the victim's disability on their lives, and survivor benefits can be awarded to the family members of a deceased work-injury victim, in the form of final expenses and ongoing weekly wages.
- Lost Wages: When you suffer an occupational injury that leaves you unable to work, workers' comp serves to replace the income you are missing. Missouri calculates weekly payment amounts depending on how severe and permanent your injury and resulting disability are. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A Ste. Genevieve County, MO Workers' Comp Lawyer Can Help
Missouri workers' comp benefits are set up to be a streamlined process, but that doesn't always mean that it will be simple or easy. Each case is different, so it's important to consider the factors that are unique to your case. Prior to hiring a Ste. Genevieve County, MO workers' comp lawyer, you can speak to us at Missouri Injury Law for a complimentary consultation. This conversation will determine if you need a lawyer for your case, and if Gene Hou and his team are a good fit for you. To decide if you need a lawyer, consider how having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your lawyer can do the work for you when it comes to requesting documents like medical records, and keeping them organized. They will also be able to obtain other valuable evidence such as statements from witnesses and testimony from vocational experts that can support your claim.
- Negotiate. An experienced workers' comp lawyer is familiar with workplace injuries such as yours. They can calculate the true value of your case and know how to negotiate with insurance companies. Your lawyer's expertise will help you secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if your Ste. Genevieve County workers' comp claim is initially denied, you need a lawyer to help you with a successful appeal. When you've been harmed in the line of work, you are entitled to workers' comp coverage. A claim can be denied for many reasons, and a lawyer can help you make the most of your appeal. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you recover additional coverage through a third party claim.
- Protect your rights. Your Ste. Genevieve County, MO workers' comp lawyer will protect you from being taken advantage of by an insurance provider who tries to lowball you, an employer who resists giving you the benefits you are legally allowed, and can give you recourse if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim have to go to court, you are at an advantage if you already have a workers' comp lawyer. They will already be familiar with your case and have all the necessary documentation. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in Ste. Genevieve County, MO
If you have suffered a significant injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be entitled to recover compensation for your suffering in Ste. Genevieve County, MO equivalent to the value of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Ste. Genevieve County, MO, are always ready to discuss your rights to workers compensation benefits in Ste. Genevieve County, MO, and offer support during the Ste. Genevieve County, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.
(636) 333-1717