Town and Country, MO Workers’ Comp
Serving All Missouri Personal Injury VictimsView Full Service Area
Work Related Injuries
An employee can have a Town and Country, MO workers comp claim for any they experience as a result of their job. There are countless ways that a person could become injured on the job in Town and Country. Even seemingly low-risk environments and job duties can lead to injury.
According to the U.S. Department of Labor, the following occupations see the most workplace injuries and illnesses:
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation SettlementsEach state has its own laws and requirements when it comes to workers' comp cases. In Missouri, construction industry companies with at least one employee must carry Missouri workers' compensation insurance. All other Town and Country MO employers not in the construction sector must have workers' compensation insurance if they have five or more employees. This does not apply to certain specific situations, like work done for private households and some unpaid volunteer work. If you have any questions about your employer's workers' compensation insurance and if you are covered, speak to Missouri Injury Law, your Town and Country, MO workers' comp law firm, right away. Town and Country, MO workers' comp insurance covers certain individuals in certain situations. Most importantly, you need to have suffered an injury during and because of your employment. This is easy to demonstrate in sudden, traumatic events like an iron beam falling on a construction site that crushes the bones in your foot. However, you may also be covered by workers' comp insurance for diseases or injuries caused by exposure over time, such as cancer or carpal tunnel syndrome, but you must be able to show that the occupational conditions were the prevailing factor for your injury and resulting disability.
Anyone who has been hurt or fallen ill because of their work conditions should file a workers' comp claim. You have two years from the time of the injury to file a workers comp claim in Missouri. You are also required to report the injury to your employer. Report your accident right away. If you do not report your injury within 30 days of when it occurred, you may not be able to receive workers' comp benefits in Town and Country, MO. Beyond this time frame, victims, regardless of their injuries, forfeit all rights to compensation for their injuries. To maximize the number of damages you can recover in a workers compensation settlement, it is essential to consult a workers comp lawyer in Town and Country, MO as soon as possible. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.
Some of the typical types of damages one can recover in a workers' comp case include:
- Medical Expenses: After suffering a workplace accident or illness, medical bills are inevitable. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. Keep track of all medical care you receive, so you can receive coverage or reimbursement for things like rehabilitation services, surgeries, x-rays, hospital stays, and other medical procedures.
- Vocational Rehabilitation: Your workers' comp settlement could include coverage for vocation rehabilitation services. If your injury leaves you unable to continue in the field you were in, your employer may cover some level of ongoing education. This will allow you the chance to embark on a new, sustainable career.
- Mileage Reimbursement: When you're dealing with workers compensation claims, you'll often have to visit multiple doctors. Some, especially specialists, may be outside of the Town and Country area. Missouri workers' comp insurance will cover travel mileage and expenses for up to 250 miles there and 250 miles back for any necessary medical care.
- Pain and Suffering: This includes life-changing injuries that cause continued pain and suffering. Your family members are also impacted and may receive benefits for their suffering due to your disability.Survivor benefits, which cover the deceased's weekly wages and funeral expenses, are available for family members of work injury victims who lose their life as a result of their injuries.
- Lost Wages: When you suffer an occupational injury that leaves you unable to work, workers' comp serves to replace the income you are missing. Missouri calculates weekly payment amounts depending on how severe and permanent your injury and resulting disability are. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A Town and Country, MO Workers' Comp Lawyer Can Help
Missouri workers' comp benefits are designed to be a streamlined process. Still, bringing a claim is not necessarily an easy, straightforward doing. Each case is different, so it's important to consider the factors that are unique to your case. Before you hire a Town and Country, MO workers' comp lawyer, you can speak to us at Missouri Injury Law for a complimentary consultation. This conversation will determine if you need a lawyer for your case, and if Gene Hou and his team are a good fit for you. To decide if you need a lawyer, it is helpful to understand in what ways having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your attorney can take care of tasks like obtaining and organizing documents such as medical records and documentation. Your workers' comp lawyer will also be able to record witness statements, take expert testimony, and build your case with other supporting evidence.
- Negotiate. Workers' comp lawyers are experienced in these cases and have worked with injuries such as yours. They can calculate the true value of your case and know how to negotiate with insurance companies. Your lawyer's expertise will help you secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if your Town and Country workers' comp claim is initially denied, you need a lawyer to help you with a successful appeal. When you've been harmed in the line of work, you deserve an appropriate workers' comp settlement. A claim can be denied for many reasons, and a lawyer can help you appeal the denial. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you recover additional coverage through a third party claim.
- Protect your rights. Your Town and Country, MO workers' comp lawyer will protect you from being taken advantage of by an insurance provider who tries to lowball you, an employer who tries to avoid giving you the benefits to which you are entitled, and can give you recourse if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim have to go to court, you are at an advantage if you already have a workers' comp lawyer. They will already be familiar with your case and have all the necessary documentation. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in Town and Country, MO
If you have suffered an acute injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be entitled to recover compensation for your suffering in Town and Country, MO commiserate to the status of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Town and Country, MO, are here to help you recover benefits for present or future damages stemming from the accident, and offer support during the Town and Country, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.