Union, MO Workers’ Comp

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Work Related Injuries

An employee can have a Union, MO workers comp claim for any they experience as a result of their job. An employee in Union can get hurt at work many different ways. Even seemingly low-risk environments and job duties can lead to injury.

According to the U.S. Department of Labor, the occupations in which the highest number of injuries and illnesses occur are:

  1. Laborers
  2. Truck drivers
  3. Janitors and cleaners
  4. Nursing assistants
  5. General maintenance and repair workers
  6. Retail salespersons
  7. Stock clerks
  8. Registered nurses
  9. Delivery drivers
  10. Construction laborers

Workers Compensation Settlements

There are different workers' comp laws for each state. In Missouri, construction industry companies with at least one employee must carry Missouri workers' compensation insurance. All other Union MO employers not in the construction sector must carry workers' compensation insurance if they have five or more employees. There are certain exemptions, such as for work done for private households and some unpaid volunteer work. If you are unsure whether your Union, MO employer has workers' compensation insurance that covers you, speak to Missouri Injury Law, your Union, MO workers' comp law firm, right away. Union, MO workers' comp insurance covers certain individuals in certain situations. Primarily, you need to have suffered an injury during and because of your employment. This is easy to demonstrate in sudden, traumatic events like an iron beam falling on a construction site that crushes the bones in your foot. However, workers' comp can also be used for long term effects that occur over time, like diseases caused by prolonged exposure to toxic chemicals or back problems due to repetitive motions, as long as you can prove that the occupational conditions were the prevailing factor for your injury and resulting disability.

If you feel that you have suffered harm as a result of your job, you should file a workers' comp claim. In Missouri, a worker must file their workers' comp claim within two years of when the injury took place. You are also required to report the injury to your employer. Do this as soon as possible. If you do not report your injury within 30 days of when it occurred, you may not be able to receive workers' comp benefits in Union, MO. Beyond this time frame, victims, regardless of their injuries, forfeit all rights to compensation for their injuries. To get the entire value of your workers' compensation claim, talk to a workers comp lawyer in Union, MO as soon as possible. A workers' comp lawyer will help you file your claim on time and make sure you do not lose your case due to bureaucratic red tape or state statutes.

Some of the typical types of damages one can recover in a workers' comp case include:

  • Medical Expenses: You need and deserve the proper medical care after suffering workplace harm, regardless of the cost. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. Keep track of all medical care you receive, so you can receive coverage or reimbursement for things like rehabilitation services, surgeries, x-rays, hospital stays, and other medical procedures.
  • Vocational Rehabilitation: Your workers' comp settlement could include coverage for vocation rehabilitation services. For example, if you're unable to continue your job because of your injuries, your employer will pay for some level of ongoing education. This will allow you the opportunity to find a new, ongoing career that you can sustain.
  • Mileage Reimbursement: When you're dealing with workers compensation claims, you'll often have to visit multiple doctors. Some, especially specialists, may be outside of the Union area. In Missouri, you can be reimbursed for any mileage and expenses you incur due to travel, up to 250 miles each way for a medical visit.
  • Pain and Suffering: This includes life-changing injuries that cause continued pain and suffering. In addition, benefits can be awarded to family members for the impact of the victim's disability on their lives, and survivor benefits can be awarded to the family members of a deceased work-injury victim, in the form of final expenses and ongoing weekly wages.
  • Lost Wages: Workers' comp often provides employees with income to replace the wages you are unable to earn because of your condition. There are different calculations based on the severity and permanence of the work-related disability. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.

How A Union, MO Workers' Comp Lawyer Can Help

Missouri workers' comp benefits are designed to be a streamlined process, but that doesn't always mean that it will be simple or easy. Each case is different, so it's important to consider the factors that are unique to your case. Prior to hiring a Union, MO workers' comp lawyer, talk to the attorneys of Missouri Injury Law for free. This conversation will give you clarity on whether a lawyer would add value to your case and if Gene Hou and the Missouri Injury Law team is the best representation for you. When making that decision, consider how having a workers' comp lawyer on your case can help you.

Your workers' comp lawyer will:

  • Gather and develop evidence. Your attorney can take care of tasks like obtaining and organizing documents such as medical records and documentation. They will also have the experience needed to record witness statements, take expert testimony, and build your case with other supporting evidence.
  • Negotiate. Workers' comp lawyers are experienced in these cases and have worked with injuries such as yours. They know the true value of your case and are familiar with tactics insurance companies use to try to settle for a lower amount. A lawyer with experience and authority in workers' comp cases will be able to secure a much higher settlement than you could likely get on your own.
  • File additional claims. First of all, if you file a Union workers' comp claim on your own and it gets denied, you need a lawyer to help you with a successful appeal. When you've been harmed in the line of work, you are entitled to workers' comp coverage. A claim can be denied for many reasons, and a lawyer can help you appeal the denial. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you with a third party claim against other parties who were also responsible for your suffering.
  • Protect your rights. Your Union, MO workers' comp lawyer will protect you from being taken advantage of by an insurance provider who tries to lowball you, an employer who resists giving you the benefits you are legally allowed, and can protect you if you experience retaliation at work for filing a claim.
  • Represent you. If your workers' comp claim have to go to court, you are at an advantage if you already have a workers' comp lawyer. You will be prepared with legal representation that is familiar with your case and already has the documentation they need. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.

Workers' Comp Law Firm in Union, MO

If you have suffered a significant injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be eligible to recover compensation for your suffering in Union, MO commiserate to the status of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Union, MO, are here to help you recover benefits for present or future damages stemming from the accident, and offer support during the Union, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.

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1444 Gravois Road,
High Ridge, MO 63049

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From speeding tickets to devastating car accidents to serious injury and death cases, Missouri Injury Law Firm has the proven expertise to handle your case and provide you with step-by-step legal assistance. Missouri Injury Law Firm provides a highly experienced personal injury attorney to clients who have been injured in an accident whether at work or as a result of someone else's negligence. Our traffic law attorney provides representation for traffic accidents, speeding tickets, and DWI/DUI cases and is committed to every client, regardless of the circumstances. To strengthen your case in court with high-quality legal representation and to receive the maximum compensation for your injury, choose Missouri Injury Law Firm.