Warren County, MO Workers’ Comp
Serving All Missouri Personal Injury VictimsView Full Service Area
Work Related Injuries
An employee can have a Warren County, MO workers comp claim for any they experience as a result of their job. There are countless ways that a person could become injured on the job in Warren County. Any worker can get hurt on the job, even in occupations that seem low-risk.
According to the U.S. Department of Labor, the occupations in which the highest number of injuries and illnesses occur are:
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation SettlementsThere are different workers' comp laws for each state. In Missouri, all employers in the construction sector are required to carry Missouri workers' compensation insurance, even with only one employee. All other Warren County MO employers not in the construction sector must carry workers' compensation insurance if they have five or more employees. There are certain exemptions, such as for work done for private households and some unpaid volunteer work. If you have any questions about your employer's workers' compensation insurance and if you are covered, contact Missouri Injury Law, your Warren County, MO workers' comp law firm, as soon as possible. Warren County, MO workers' comp insurance covers certain individuals in certain situations. Most importantly, your injury must have come about during your time of employment and be caused by your job in some way. This is easy to demonstrate in sudden, traumatic events like an iron beam falling on a construction site that crushes the bones in your foot. However, workers' comp can also be used for long term effects that occur over time, like diseases caused by prolonged exposure to toxic chemicals or back problems due to repetitive motions, as long as you can prove that the occupational conditions were the prevailing factor for your injury and resulting disability.
If you feel that you have suffered harm as a result of your job, you should file a workers' comp claim. In Missouri, a worker must file their workers' comp claim within two years of when the injury took place. However, before you officially file a claim, you must also report your injury to your employer. Do this as soon as possible. If you do not report your injury within 30 days of when it occurred, you may not be able to receive workers' comp benefits in Warren County, MO. Beyond this time frame, victims, regardless of their injuries, forfeit all rights to compensation for their injuries. To maximize the number of damages you can recover in a workers compensation settlement, talk to a workers comp lawyer in Warren County, MO right away. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.
Some of the typical types of damages one can recover in a workers' comp case include:
- Medical Expenses: You need and deserve the proper medical care after suffering workplace harm, regardless of the cost. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. You can receive reimbursement for medical care such as rehabilitation, surgeries, x-rays, and other hospital bills. This is why it's essential to keep all documentation of medical care you receive for workplace injuries.
- Vocational Rehabilitation: As a workers' comp victim, you may be able to recover reimbursement for vocational rehabilitation. If your injury leaves you unable to continue in the field you were in, your employer may cover some level of ongoing education. This will allow you the chance to find a new, ongoing career that you can sustain.
- Mileage Reimbursement: You may have to see specific doctors chosen by your workers' compensation insurance throughout the course of your treatment. Some, especially specialists, may be outside of the Warren County area. In Missouri, you can be reimbursed for any mileage and expenses you incur due to travel, up to 250 miles each way for a medical visit.
- Pain and Suffering: When you suffer a disabling injury or illness, you experience on-going pain and suffering. Your family members are also impacted and may receive benefits for their suffering due to your disability.Survivor benefits, which cover the deceased's weekly wages and funeral expenses, are available for family members of work injury victims who lose their life as a result of their injuries.
- Lost Wages: When you suffer an occupational injury that leaves you unable to work, workers' comp serves to replace the income you are missing. Missouri calculates weekly payment amounts depending on how severe and permanent your injury and resulting disability are. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A Warren County, MO Workers' Comp Lawyer Can Help
Missouri workers' comp insurance is designed to be a streamlined process, but that doesn't always mean that it will be simple or easy. Each case is different, so it's important to consider the factors that are unique to your case. Prior to hiring a Warren County, MO workers' comp lawyer, you can speak to us at Missouri Injury Law for free. This conversation will give you clarity on whether a lawyer would add value to your case and if Gene Hou and the Missouri Injury Law team is the best representation for you. To decide if you need a lawyer, consider how having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your attorney can do the work for you when it comes to requesting documents like medical records, and keeping them organized. Your workers' comp lawyer will also have the experience needed to record witness statements, take expert testimony, and build your case with other supporting evidence.
- Negotiate. An experienced workers' comp lawyer is familiar with workplace injuries such as yours. They can calculate the true value of your case and are familiar with tactics insurance companies use to try to settle for a lower amount. A lawyer with experience and authority in workers' comp cases will be able to secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if you file a Warren County workers' comp claim on your own and it gets denied, you need a lawyer to help you with a successful appeal. When you've been harmed in the line of work, you deserve an appropriate workers' comp settlement. A claim can be denied for many reasons, and a lawyer can help you appeal the denial. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you with a third party claim against other parties who were also responsible for your suffering.
- Protect your rights. Your Warren County, MO workers' comp lawyer will protect you against the tactics of insurance companies, an employer who tries to avoid giving you the benefits to which you are entitled, and can protect you if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim have to go to court, you are at an advantage if you already have a workers' comp lawyer. You will be prepared with legal representation that is familiar with your case and already has the documentation they need. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in Warren County, MO
If you are struggling with a significant injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be entitled to recover compensation for your suffering in Warren County, MO commiserate to the status of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Warren County, MO, are always ready to discuss your rights to workers compensation benefits in Warren County, MO, and offer support during the Warren County, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.