Wildwood, MO Workers’ Comp
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Work Related Injuries
An employee can have a Wildwood, MO workers comp claim for any they experience as a result of their job. An employee in Wildwood can get hurt at work many different ways. Even seemingly low-risk environments and job duties can lead to injury.
According to the U.S. Department of Labor, the occupations in which the highest number of injuries and illnesses occur are:
- Truck drivers
- Janitors and cleaners
- Nursing assistants
- General maintenance and repair workers
- Retail salespersons
- Stock clerks
- Registered nurses
- Delivery drivers
- Construction laborers
Workers Compensation SettlementsThere are different workers' comp laws for each state. In Missouri, construction industry companies with at least one employee must carry Missouri workers' compensation insurance. Other employers in Wildwood, MO are required to have workers' compensation insurance if they have five or more employees. There are certain exemptions, such as for work done for private households and some unpaid volunteer work. If you are unsure whether your Wildwood, MO employer has workers' compensation insurance that covers you, contact Missouri Injury Law, your Wildwood, MO workers' comp law firm, as soon as possible. Wildwood, MO workers' comp insurance covers certain individuals in certain situations. Primarily, your injury must have come about during your time of employment and be caused by your job in some way. This is easy to demonstrate in sudden, traumatic events like an iron beam falling on a construction site that crushes the bones in your foot. However, you may also be covered by workers' comp insurance for diseases or injuries caused by exposure over time, such as cancer or carpal tunnel syndrome, as long as you can prove that the occupational conditions were the prevailing factor for your injury and resulting disability.
If you feel that you have suffered harm as a result of your job, you should file a workers' comp claim. In Missouri, a worker must file their workers' comp claim within two years of when the injury took place. You are also required to report the injury to your employer. Report your accident right away. You must report your injury within 30 days of the accident, or your Wildwood, MO workers' comp claim could be denied. Beyond this time frame, victims, regardless of their injuries, forfeit all rights to compensation for their injuries. To get the entire value of your workers' compensation claim, it is essential to consult a workers comp lawyer in Wildwood, MO as soon as possible. A workers' comp lawyer will work to get the best possible outcome for your case, making sure you file correctly and don't get caught up by the small print.
Damages you may recover in a workers' comp settlement may include:
- Medical Expenses: After suffering a workplace accident or illness, medical bills are inevitable. Missouri workers' comp covers all approved medical testing, treatment, prescriptions, and medical devices. You can receive reimbursement for medical care such as rehabilitation, surgeries, x-rays, and other hospital bills. This is why it's essential to keep all documentation of medical care you receive for workplace injuries.
- Vocational Rehabilitation: As a workers' comp victim, you may be able to recover reimbursement for vocational rehabilitation. If your injury leaves you unable to continue in the field you were in, your employer will pay for some type of ongoing education. This will allow you the chance to embark on a new, ongoing career that you can sustain.
- Mileage Reimbursement: You may have to see specific doctors chosen by your workers' compensation insurance throughout the course of your treatment. Some, especially specialists, may be outside of the Wildwood area. In Missouri, you can be reimbursed for any mileage and expenses you incur due to travel, up to 250 miles each way for a medical visit.
- Pain and Suffering: When you suffer a disabling injury or illness, you experience on-going pain and suffering. In addition, benefits can be awarded to family members for the impact of the victim's disability on their lives, and survivor benefits can be awarded to the family members of a deceased work-injury victim, in the form of final expenses and ongoing weekly wages.
- Lost Wages: Workers' comp often provides employees with income to replace the wages you are unable to earn because of your condition. Missouri calculates weekly payment amounts depending on how severe and permanent your injury and resulting disability are. You may receive temporary total disability (TTD), permanent total disability (PTD), or permanent partial disability (PPD). These wages are calculated as a percentage of the state's average weekly wage.
How A Wildwood, MO Workers' Comp Lawyer Can Help
Missouri workers' comp insurance is set up to be a streamlined process. Still, bringing a claim is not necessarily an easy, straightforward doing. Each case is different, so it's important to consider the factors that are unique to your case. Prior to hiring a Wildwood, MO workers' comp lawyer, talk to the attorneys of Missouri Injury Law for a complimentary consultation. This conversation will determine if you need a lawyer for your case, and if Gene Hou and his team are a good fit for you. To decide if you need a lawyer, it is helpful to understand in what ways having a workers' comp lawyer on your case can help you.
Your workers' comp lawyer will:
- Gather and develop evidence. Your lawyer can take care of tasks like obtaining and organizing documents such as medical records and documentation. Your workers' comp lawyer will also be able to record witness statements, take expert testimony, and build your case with other supporting evidence.
- Negotiate. An experienced workers' comp lawyer is familiar with workplace injuries such as yours. They can calculate the true value of your case and know how to negotiate with insurance companies. Your lawyer's expertise will be able to secure a much higher settlement than you could likely get on your own.
- File additional claims. First of all, if you file a Wildwood workers' comp claim on your own and it gets denied, you need a lawyer to help you with a successful appeal. If your injury is truly a result of your occupation and it has caused you any suffering, you deserve an appropriate workers' comp settlement. A claim can be denied for many reasons, and a lawyer can help you make the most of your appeal. In addition, if your workers' comp settlement does not cover the extent of the damages you suffered, your lawyer can help you recover additional coverage through a third party claim.
- Protect your rights. Your Wildwood, MO workers' comp lawyer will protect you from being taken advantage of by an insurance provider who tries to lowball you, an employer who resists giving you the benefits you are legally allowed, and can give you recourse if you experience retaliation at work for filing a claim.
- Represent you. If your workers' comp claim have to go to court, you are at an advantage if you already have a workers' comp lawyer. They will already be familiar with your case and have all the necessary documentation. Your workers' comp lawyer is experienced in these cases and knows what it takes to win. They will help you understand everything throughout the process and fight for the compensation you deserve.
Workers' Comp Law Firm in Wildwood, MO
If you have suffered a significant injury, chronic pain, or other health problems due to a sudden work accident or exposure through your regular work conditions, you may be eligible to recover compensation for your suffering in Wildwood, MO commiserate to the status of your injuries (partial or total, temporary or permanent). Our workers' compensation attorneys in Wildwood, MO, are here to discuss your rights to workers compensation benefits in Wildwood, MO, and offer support during the Wildwood, MO workers compensation claims process. Contact our MO Workers Compensation Attorneys today for a free case review and consultation.